Are you living above your means? You want the high life and the best things that money can buy except you really have no money! In fact your balance isn’t even zero, it’s in the negative. You are even living off your credit card, take out loans, have countless clothing accounts and probably owe a few people money too. For some of you it may not be this bad but you know that if you continue on the path you are on it could get to that place where you are in huge debt, working doubly hard just to make ends meet.
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